# Short Term Disability An illness or injury can temporarily prevent you from working and make it difficult to manage everyday financial responsibilities. [Short Term Disability](https://www.kotaklaw.com/short-term-disability/) benefits may provide income replacement during this period, but obtaining benefits is not always straightforward. Kotak Law helps individuals dealing with denied, delayed, or disputed short term disability claims. Our legal team reviews the applicable insurance policy and the reasons behind an insurer's decision. We can also assist with gathering medical information and preparing a strong response to a denial. Whether you are applying for benefits or challenging an existing decision, our lawyers provide practical legal guidance throughout the process. Kotak Law is committed to helping you protect your rights while you focus on your health and recovery.